Budgeting: This class discusses why budgeting is important. It gives the components of what a budget involves and helps to figure out net worth.

Saving and Investing: This class teaches how to set goals for today and tomorrow by saving and investing 10% of your earnings. It also teaches you how to save for emergencies and why you should have an emergency fund.

Identity Theft: This class teaches why its important top protect important information, and how to take quick action if information is accidentally disclosed or deliberately stolen.

Marriage and Money: Learn how to date your mate inexpensive, how to talk to your mate about saving, budgeting and preparing for the future.

Rebuilding Good Credit: This class is designed to show participants how to begin improving credit; what is a credit history and why it is important; how poor credit can prevent you from financing a car, getting a good job or buying a house.

Financial Fitness$$: This class teaches about three key financial areas (Cash Management, Risk Management and Retirement Planning) to explore before leaving the military.

Financial Planning (Deployment): The purpose of this program is to get you prepared for deployment. This time can be exciting as well as stressful; however the more prepared, the less stress you would likely to experience.

Debt Traps and How to Avoid Them: This class discuss and explain the three warning signs of too much debt and the three factors affecting the cost of debt.

Using Credit Wisely: Learn why credit is important and how it can help reach goals. Also explains the three C's: Character, Capacity and Collateral.

Car Buying Techniques: Discuss and explain the three deals of car buying: The Purchase, the Financing and the Trade-in. Also discuss how to research a fair price for a car.

Housing Hurdles: This class defines housing "wants" versus "needs", the importance of research and preparation in buying a house, how much house is affordable.

Consumer Awareness: This class covers the smart buying decision process, knowledge of consumer rights, and identifying consumer resources.

Insurance: Discuss and identify the primary purpose of insurance, the four elements of automobile insurance and the process for determining life insurance needs.

Banking and Financial Services: This class discuss different types of checking accounts and how to manage them. Also explain state and military ramification of bounced checks.

Money and the Move: Understanding travel pay and allowances, how to financially plan for transfers and different resources.